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Crypto Penetration blog 🔩
16 мая, 21:24изменён
MiCA’s initial goal was very good: to protect customers. But does protecting customers really require shutting down hundreds of crypto companies - as it happened in some EU countries?Does it require banning USDT, and is that truly in users’ best interests? In my humble opinion, the current implementation of MiCA does not serve the needs and interests of customers.Crypto Penetration blog 🔩
16 окт. 2025 г., 02:54
On Tuesday, the US Department of Justice agreed to drop charges against "Bitcoin Jesus" Roger Ver.He got off scot-free. As a reminder, he was accused of tax crimes in the US.
Crypto Penetration blog 🔩
27 сент. 2025 г., 01:08
🔻Ethereum Downtrend📝 More and more countries, including the US (Clarity Act), are improving crypto regulations. Meanwhile, Ethereum is fluctuating between ups and downs...✨ Skeptics believe Bitcoin is also facing a similar correction.
Crypto Penetration blog 🔩
21 мая 2025 г., 21:25
📈 New Bitcoin ATH📊 Bitcoin updated its ATH this week and almost reached $110,000 mark. The first cryptocurrency stopped at $109,721.🇺🇸 This is happening against the backdrop of the ongoing crisis in the US economy - a decrease in demand for US Treasuries. Most likely, the price of the first cryptocurrency is being pushed by the consideration of the Bitcoin Reserve bill in Congress and the agreement between Republicans and Democrats on the stablecoin law in the Senate.🤑 Maybe the US will increasingly abandon dollar financial instruments in favor of crypto and BTC.Crypto Penetration blog 🔩
9 мая 2025 г., 04:52
🇺🇸 USA: GENIUS Act Failed in Senate🛑 This happened due to a change in the position of Democratic senators who previously supported the law. Now they voted against it, led by Kirsten Gillibrand. Previously, she was one of the main initiators of this law.🚦 Senators said that the new Republican amendments to the law are too insufficiently developed in the area of AML and investor security. Democrats generally believe that this law and the entire crypto policy of the Republicans in the United States lobbies too much for the interests of the crypto business (and Donald Trump personally).🤯 It seems that the situation with crypto regulation in the United States is getting worse and new laws on crypto are being postponed because of the Democrats. On the other hand, while there are no new laws, most decisions will be made by regulators (CFTC, SEC, OCC, FinCEN), which are led byDecryptStablecoin Legislation Suffers Severe Blow as GENIUS Act Fails to Pass Key Senate Vote - DecryptThe GENIUS Act failed a key Senate vote Thursday, leaving the future of the stablecoin bill and other crypto legislation in question.Crypto Penetration blog 🔩
8 мая 2025 г., 15:43
🇹🇭 Does Thailand ban P2P?🤔 Last month Thai SEC has forbidden unlicensed crypto exchange and set up high penalties (about $8000) for its violations. That’s why Bybit and other crypto exchanges without license in the country have deleted P2P functionality.🐟 As result of these updates local P2P market will transfer to platforms with local license, such as: Binance Gulf, Bitazza, Kucoin, etc. Tourists and crypto investors need to pass verification there.Crypto Penetration blog 🔩
1 мая 2025 г., 13:32
🇳🇬 Nigeria: A new step towards legalizing crypto📄 According to Forbes, the new version of the Investment and Securities Act (ISA) 2025, which came into force in Nigeria last month, has eliminated uncertainty in the regulation of crypto transactions in the country.🏛 Now all crypto companies require licensing by the local SEC, and the procedure for paying taxes on crypto transactions is similar to other securities operations.▶️ This is a big step forward for Nigeria and although the new regulation is unlikely to please everyone, licensing and control of the industry by the SEC is definitely better than prison terms and multi-million dollar fines for foreign exchanges.🌐 Given that Nigeria is one of the largest crypto markets, this is a continuation of the movement towards the legalization of crypto in all regions of the world. But it is still not entirely clear how this lawForbesNigerian Gov Passes Law Recognizing Bitcoin As A SecurityLast month, President Tinubu signed the Investment and Securities Act (ISA) 2025 into law, officially recognizing Bitcoin and other digital assets as securities.Crypto Penetration blog 🔩
29 апр. 2025 г., 22:52
🇺🇸 USA: More than 70 crypto ETF waiting for SEC approval in 2025👀 Eric Balhunas from Bloomberg set up a list of crypto assets awaiting for SEC ETF approval this year.📃 In addition to Bitcoin and Ethereum ETFs, his list includes several ETFs on XRP, Solana, Polkadot, Avalanche. There are also Cardano, Aptos, Dogecoin, Trump, Melania and other crypto assets.✈️ But TON is not on this list. Not yet.
Crypto Penetration blog 🔩
25 апр. 2025 г., 12:45
🇺🇸 Trump's Tariffs and Their Impact on the Crypto Market↩️ Time flies and the panic in the markets due to Trump's tariffs seems to have calmed down. Bitcoin is trading above $90,000 again this week. The inflow of funds into the Bitcoin ETF has exceeded $2 billion in a week.🔻 So far, cryptocurrencies have proven surprisingly resilient - the level of capitalization decline at the peak of the panic did not exceed the decline in the stock markets. I wrote about this in more detail in this article.⛈ In addition, in the long term, the role of Bitcoin as a global strategic asset will grow, and the possible flight of capital from the dollar and American stocks may ultimately add liquidity to the crypto market.HackernoonTariff Wars & Crypto Market: The Threats And OpportunitiesTariff wars spark market turmoil; Bitcoin dips then rebounds as investors eye it as a hedge amid growing global economic uncertainty.Crypto Penetration blog 🔩
22 апр. 2025 г., 15:30
💸 Circle to replace VISA and Mastercard?🗯 The issuer of USDC and EURC stablecoins announced the launch of its own cross-border settlement system yesterday, Circle Payments Network (CPN).🏆 Its main advantages include low fees and fast settlements that will be made using Circle stablecoins.🏃 The main partners for the new system are banks, neobanks, crypto exchanges and wallets. In particular, 4 large partner banks are indicated: Banco Santander, Deutsche Bank, Société Générale and Standard Chartered Bank.🏍 Circle has also announced integrations with Alfred Pay, BCB Group, BVNK, CoinMENA, Coins.ph, Conduit, dLocal, dtcpay, Flutterwave, FOMO Pay, HIFI, Inswitch, Legend Trading, Nilos, Noah, Nuvei, Onafriq, OpenPayd, RD Technologies, RedotPay, TazaPay, Transfero Group, Triple-A, Trubit, Unlimit, Yellow Card, Zepz, and Zodia Markets.BusinesswireCircle Announces Payments Network to Transform Global Money MovementCircle Internet Group, Inc., a global financial technology company and stablecoin market leader, today announced Circle Payments Network (CPN) to connect fin...Crypto Penetration blog 🔩
16 апр. 2025 г., 20:51
✅ Is El Salvador's Bitcoin License a fake?🇸🇻 Donald Trump recently met with El Salvador's President, Nayib Bukele. Just in time for the meeting - though they didn't talk about crypto - statistics from the Central Bank of El Salvador on local companies with a Bitcoin License appeared.🏦 Only 22 out of 181 companies conduct real operational activities in the country and meet other regulatory requirements (AML, security). The rest were unable to meet the Central Bank's requirements (or did not want to).📃 This is a good example of the fact that not all crypto licenses are needed, especially for startups - you can always find a partner with a license and negotiate with them. This is often much better than getting a license and then finding out that you can't work under it.🌐 Specifically in the case of El Salvador, there are two important points: the crypto market in this countryEl MundoEl 89 % de proveedores de servicios bitcoin en El Salvador no operan, según Banco CentralEl 89 % de los proveedores de servicios de bitcoin registrados en El Salvador por el Banco Central de Reserva (BCR) no se encuentran operando, de acuerdo con datos del ente...Crypto Penetration blog 🔩
15 апр. 2025 г., 15:37
🔭 Crypto Regulation News Digest🇵🇰 In Pakistan, FinInform presented a draft law on cryptocurrency regulation at the end of last week - evidence of a complete victory for the legalization of cryptocurrencies in emerging markets. Vietnam is coming and then, apparently, mainland China and Africa.🗽 The SEC and Binance are negotiating a deal and have asked the judge for a two-month break in the process. Previously, crypto business could only dream of such a result in the US. It seems even this case, in which the SEC has trump cards, is to be closed.🇺🇸 US Senate Banking Committee Chairman, Tim Scott promised in an interview with Fox News that a federal law regulating VASP activities would be adopted following the law on stablecoins - in August of this year. The news seems to be good. The political system in the United States means that the adoption of laws usually takes more than aCrypto Penetration blog 🔩
4 апр. 2025 г., 12:19
🇺🇸 New stablecoin regulation in US🔖 This week, the US House Finance Committee approved the so-called STABLE Act – a law to regulate stablecoins. The law will then be discussed in the House of Representatives. But just a month ago, another law regulating stablecoins was discussed in the Senate – the GENIUS Act.2️⃣ These laws are almost identical: they allow the issuance of stablecoins in the US. American legislation differs significantly from European legislation in that MiCA requires that stablecoin reserves be kept only in bank deposits.🤑 In the United States, issuers are not limited to bank deposits. They are allowed to keep funds in treasury bonds (T-bills), which is much more profitable from a business point of view. After all, interest rates on T-bills are higher than on bank deposits.🗽 The bureaucratic processes for the adoption of the law will take several moreCrypto Penetration blog 🔩
1 апр. 2025 г., 18:15
🎙 Podcast Launch!We just dropped the first episode of our Web3 security podcast — a collab between Null Return and Crypto Penetration. 🚀 Support us by sharing, commenting & subscribing!Prefer to listen on a platform? 🎧 Spotify and ▶️ YouTube🔍 Topics: • Bybit hack — what happened & who's to blame • MiCA regulation & impact on stablecoins (incl. DAI)👥 Featuring: • Natalie (@Nataly_Dmdv), host • Ilya Ilyinsky (@Ilya_ii) — Crypto Penetration • Alexander Mazaletsky (@amazaletskiy) — Null Return🎧 Timestamps 00:00 – Intro 00:47 – Bybit hack summaryCrypto Penetration blog 🔩
30 мар. 2025 г., 20:03
💎 Bitcoin is falling, TON is growing...📊 Over the past week, the TON price has shown more than 7% growth - from a weekly minimum of $3.5 to $3.95. And if we take the lowest point for March - $2.39 - then the price growth was 65%. At the same time, the Bitcoin price fell from a monthly maximum of $94,000 to $82,000 at the end of this week. How is this possible?📈 Probably, the positive news about a billion Telegram users plays a role + the ecosystem has attracted $400 million in investments from American venture funds - Sequoia Capital, Rabbit, Benchmark, Kingsway and others. Rumors about increased TON activity on the US market have been circulating for a long time. Here I will express my assumption: by the end of 2025, we may expect news about an application for TON ETF - one of the easiest ways to declare yourself on the American crypto market.⏫ However, the growth of the TONThe BlockTelegram-focused TON Foundation says VCs buy over $400 million of ToncoinThe TON Foundation said a group of VCs including Sequoia Capital, Ribbit, Benchmark and Kingsway invested over $400 million buying Toncoin.Crypto Penetration blog 🔩
24 мар. 2025 г., 12:59
📝 Weekly Crypto Regulation Digest (17-23.03.2025)🇦🇺 Last week, Australia published a plan to develop cryptocurrency regulation in the country. Large exchanges and custody providers will have to obtain a financial license. Stablecoin regulations are also planned .🇵🇰 Bilal bin Saqib, the new advisor to Pakistan's Finance Minister, gave an interview to Bloomberg last week. He believes that the legalization of cryptocurrencies will help the country attract investments. He named the USA, Turkey, Nigeria, Singapore and Hong Kong as the countries that Pakistan is looking to as a regulatory model.🇬🇧 The FCA refused to register Zeux Limited as a crypto provider. In general, obtaining an FCA license for crypto operations in the UK remains a difficult task, possible only for large companies, such as the broker Bitpanda.🇳🇬 Last week, Nigerian Information Minister, Mohammed IdrisCrypto Penetration blog 🔩
18 мар. 2025 г., 18:16
🇺🇸 Will the recession be short?🗽 American Bitcoin ETFs showed encouraging results for traders on Monday: +$274 million in inflows. The price of TON rose by 4% in a day, to $3.62.🏦 On Wednesday, the US Federal Reserve will summarize the results of a two-day meeting. The regulator's decisions can affect the prices of assets on the crypto market and, unfortunately, the fall may continue if the Fed does not present plans to reduce interest rates and effective measures to combat the recession. This could continue to drag crypto prices down.👁 Nevertheless, experts are optimistic about the situation in the medium term. The founder of ARK Invest, Cathie Wood, believes that the US government will use the recession to reduce taxes and the Fed rate. The rates on the Polymarket prediction market indicate the end of quantitative easing by the Fed by May of this year. Also, according to CMECmegroupFedWatchStay up-to-date with the latest probabilities of FOMC rate moves as implied by Fed Funds futures pricesCrypto Penetration blog 🔩
14 мар. 2025 г., 11:34
🔻 Is the dip near? Or is the second one a gift?📉 This week, the price of Bitcoin fluctuated between $83,000 and $77,000. The outflow of funds from the Bitcoin ETF continued - more than $700 million in the first two days of the week. Ethereum has lost 7% since Monday and is already firmly below the psychologically important mark of $2,000.😡 At the same time, negative fundamental factors affecting the market remain - the Fed's rate is not lowered, the US trade war with the EU and Canada continues. Added to this was the risk of a government shutdown in the US (though this happens every year).🔀 On the other hand, in the event of a further fall in the markets, the Fed and other monetary regulators may turn on the printing press, as former Bitmex CEO Arthur Hayes believes will happen. Moreover, the deeper the crisis, the faster the market will inevitably return to previous highs orCrypto Penetration blog 🔩
9 мар. 2025 г., 22:54
📅 Weekly Digest🔻 The crypto summit did not live up to expectations - the market fall continues. Bitcoin - $81,000, Ethereum - $2,000, TON - $2.65.💬 Although Trump announced the creation of a Bitcoin reserve, Digital Asset Stockpile and the intention to make the United States the crypto capital of the world, he said that no additional purchases of crypto with government funds are planned.📉 Considering that the Fed does not plan to lower the rate in the near future, all the news rather suggests that no new liquidity injections into crypto are planned in the coming weeks. The total outflow of funds from American Bitcoin ETFs for the week amounted to $739 million. This is not much, but the downtrend prevails.💹 There is also good news - the American financial regulator (OCC) allowed federal banks (more than 1,000 banks) to conduct operations with crypto. Colombia has begunCrypto Penetration blog 🔩
7 мар. 2025 г., 15:56
🖋 Trump signs executive order to create Bitcoin reserve👁 The executive order was published on the White House website before the crypto summit. So far, it is simply about continuing to store bitcoins previously confiscated by the US government within a “Strategic Bitcoin Reserve” and not selling them.🫙 A “Digital Asset Stockpile” will be created for other crypto assets. The Department of Commerce and the Treasury have been instructed to prepare their proposals for creating a crypto reserve within 30 days, but in such a way as not to spend additional taxpayer funds.🎉 We will summarize the results of the week and the crypto summit (which has not yet begun) for you tomorrow.The White HouseEstablishment of the Strategic Bitcoin Reserve and United States Digital Asset StockpileBy the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered:
